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Community Insurance puts emphasis on giving back

Community Insurance puts emphasis on giving back

Scott Simpson’s favorite part of working in the insurance industry is being there for people.

“I love helping people and working with people,” said Simpson, owner and president of Community Insurance. “My slogan has always been ‘Insurance stinks until you need it.’ It’s great when you can work with people and when something does go wrong, you’re there to help them through the situation. Whether it’s a fire, or hailstorms, accidents, just to be there to help people put things back together, that’s what brings real enjoyment.”

Community Insurance provides personal, business and farm insurance to customers mostly within a 60-mile radius of Spencer.


Lately, the agency has stood out due to its remodeled office at 315 Grand Avenue.


Community Insurance Grand Avenue entrance

The building used to be the home of Fabric Warehouse. It underwent a massive exterior and interior face lift when purchased by Community Insurance.

“When the Fabric Warehouse property came available, we jumped on that and it’s been a perfect fit for location and obviously, with the remodeling we did, it’s just a fun place to come to work everyday,” Simpson said.

Community Insurance opened at its new location on June 21. The building could easily be described as the most modern of any other in the downtown area.

Simpson said he gets lots of positive feedback on the work they’ve done to the building.


“This building has worked out very well from that perspective,” Simpson said. “And it’s fun to have a modern facility and an asset to Main Street and Spencer.”


  • Community Insurance logo on front door
  • community insurance hallway
  • Community insurance hallway with "Be Awesome Today" artwork
  • community insurance conference room
  • Community Insurance meeting room with teamwork artwork on wall
  • back of Community Insurance building

Giving back to Spencer

But the good-looking building is only part of Community Insurance’s story.

True to its name, the business adheres to a community-first approach.

“All our employees are involved in volunteering in the community, serving on boards and committees with different organizations,” Simpson said. “We’re here to support different organizations financially and through volunteerism.”


Community Insurance has also been part of Spencer for some time now. It was started in 1988 as Advantage Insurance.

The business was purchased by Community State Bank in 2004. Simpson managed the insurance agency under the bank until 2017 when he bought the agency and kept the name.

“We’d outgrown our space in the bank facility and just decided that was a good fit to move it out from the bank and go on our own,” Simpson said. 

Community Insurance as separate entity first opened a leased office inside the former Emagine building at 8 West Fourth Street.


But then Fabric Warehouse announced it was closing and Simpson moved the business into its current location.

A larger community focus

Simpson noted several times that the business believes in its community-minded mission.

“It’s part of our name,” Simpson said. “We were thankful that the bank let us keep the name Community Insurance because we truly believe being part of the community is what makes the community successful as well as what makes our business successful.”

Adding that he believes strongly in giving back to the community, Simpson said the entire office will shut down on October 11 to take on a team project of painting a shelter in a city park.


“We just wanted to pick a project that could help the community out,” Simpson said.

He said he hopes the outing becomes an annual event for the entire Spencer business community.

“We’re hoping to make this an annual event and that other businesses will consider doing some project in the community and maybe make it an annual community day,” Simpson said.

Featured image: The Community Insurance team from left to right: Scott Simpson, Kerri Sirovy, Katy Petersen, Katie Techen, Teresa Ohnesorge, Diane Higgins. Missing: Jon Coulander, Bill Weisbrod and Alison Simpson (photo provided)


The Spencer Business Spotlight is a monthly feature sponsored by Spencer Municipal Utilities. Follow SMU on Facebook for community-related updates.


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